Every loan file, from first call to disbursement — and the payout that follows.
For loan consultants, DSAs, mortgage brokers and asset financiers: leads, documents, lender submissions, sanctions, disbursements and commission payouts — one pipeline, fully visible, with an AI that knows where every file stands.
Personal · Home · Business · Asset finance
You know these days. You’ve lived them.
Files that die waiting for one document
A salary slip. A bank statement. One missing PDF stalls a file for two weeks, the rate lock expires, and the borrower starts answering a competitor’s calls.
Submissions you can’t see into
Five lenders, five portals, five relationship managers. "Where is my file?" shouldn’t require three phone calls to answer — but without one system, it does.
Payouts that never quite reconcile
Disbursements happen; commissions arrive months later, in lumps, against spreadsheets. Every DSA knows the feeling of being underpaid and unable to prove it.
The loan pipeline, built in
The pipeline runs past disbursement to the part everyone else forgets: your commission. Every disbursed file carries its expected payout — so reconciliation is a report, not an argument.
One day, running on Euphoric.
MORNING
Every file, every lender, one board.
The briefing shows files by stage across all lenders: two sanctions came in overnight, one file has waited at a lender for 8 days, three are stuck on borrower documents.
“2 sanctions received · 1 file needs escalation at the lender.”
MIDDAY
A borrower uploads bank statements from their phone.
The file completes, the AI checks the documents, and the submission goes to two lenders the same afternoon — while the rate window is still open.
“File #L-501 complete · submitted to 2 lenders.”
EVENING
“What commission is due to us this month?”
Disbursements this month: $2.1M across 14 files. Expected payouts: $31,500. Two lenders are behind on last month — statements are ready to send.
“$31,500 expected — 2 lenders overdue on payouts.”
Everything your firm runs on. Ready on day one.
Every plan includes everything below — this is what each part does for a firm like yours.
- Lead pipeline by product — personal, home, business, asset
- Eligibility capture at the first call, so dead files die early
- Follow-up engine that keeps borrowers responsive
- Loan-file stages from lead to payout, per product
- Document checklists per lender and loan type
- Multi-lender submissions tracked side by side
- Borrowers upload documents from their phone, straight to the file
- File status visible — fewer anxious calls
- Expected commission attached to every disbursed file
- Lender-wise payout reconciliation — prove what you’re owed
- Team incentives calculated from real disbursement data
- Connectors and referral partners submit leads through their own portal
- Partner payouts tracked with the same rigor as your own
- “Which files have been at lenders more than 7 days?”
- “What did each lender actually pay us last quarter?”
- Morning Briefing across files, sanctions and payouts
Plus an AI workforce that answers your phones in 52+ languages and logs every call right here.
Ask your business anything.
Real questions a firm like yours asks — answered from live data, with sources.
Ask Euphoric
5 files past 7 days. Longest: 11 days at one lender — escalation email to the RM is drafted.
Ask Euphoric
$48,200 across two months. One lender accounts for $19,000 of it — statement attached, ready to send.
Ask Euphoric
Home loans: 31% lead-to-disbursement. Personal loans bring volume but convert at 12% — mostly failing at documents.
Questions lending & finance firms ask us
Is Euphoric AI OS built for DSAs and loan consultants?
Yes. The Lending Edition tracks loan files from lead through documents, lender submission, sanction, disbursement and — critically — commission payout, for personal, home, business and asset finance.
Can it track commissions from multiple lenders?
Every disbursed file carries its expected payout. Lender-wise reconciliation shows exactly what each lender owes, so you never absorb a short payment silently again.
Can borrowers upload documents themselves?
Yes — from their phone, straight to the file, with AI checking documents on arrival. Files complete faster and rate windows stop expiring.
Does it support referral partners and connectors?
Yes. Partners submit leads through their own portal and their payouts are tracked with the same rigor as lender commissions.
What does it cost for a lending firm?
Plans are $49–149 per staff user per month, everything included. Borrower and partner portal seats are free and unlimited.
See it running with your own workflows.
A 30-minute demo built around how your firm works — not a slide deck. First 100 firms get 20% off, locked for life.