Your renewal book is your business. Defend every single policy.
Policies, renewals, claims support and commissions — one system that watches your whole book, chases every renewal on time, and answers questions about your business the moment you ask.
Life · Health · Motor · Commercial lines
You know these days. You’ve lived them.
The renewal that lapsed in silence
A policy renewed for six straight years — until the year the reminder didn’t go out. The client didn’t leave you for a better broker; they left because nobody called.
Commission statements that don’t match your book
Insurer statements arrive monthly, in their format, against their records. Without your own book to reconcile against, underpayments simply become your loss.
Claims that make or break the relationship
A claim is the moment your client actually needs you. If it’s handled over scattered calls with no visible progress, even a paid claim can feel like a bad experience.
The policy lifecycle, built in
The cycle never ends — every issued policy schedules its own renewal campaign, starting 45 days out, escalating politely until it’s renewed or consciously released.
One day, running on Euphoric.
MORNING
The renewal radar, first thing.
Every policy expiring in 45 days, sorted by premium. Reminders drafted, high-value clients flagged for a personal call. Nothing lapses in silence.
“28 renewals in 45 days — 4 flagged for personal calls.”
MIDDAY
A claim comes in. The client can see everything.
Documents collected through the portal, insurer submission logged, status visible to the client at every step. Stressful moment, calm experience.
“Claim #C-88 submitted · client notified · docs complete.”
EVENING
“Did every insurer pay us correctly last month?”
Reconciliation says one insurer is short $2,140 across 12 policies. The statement with policy-level detail is ready to send.
“1 insurer short-paid — evidence attached.”
Everything your firm runs on. Ready on day one.
Every plan includes everything below — this is what each part does for a firm like yours.
- Lead pipeline across life, health, motor and commercial
- Quote comparisons recorded — what was offered, what was chosen
- Cross-sell prompts from the book you already own
- Policy records with full service history
- Claims tracked as cases with checklists and insurer submissions
- Renewal campaigns created automatically at policy issue
- Clients see their policies, renewal dates and claims progress
- Claim documents uploaded directly — no email archaeology
- Commission expected per policy, reconciled against insurer statements
- Renewal revenue forecast from your actual book
- Short-payments surfaced with policy-level evidence
- Renewal reminder sequences — 45, 30, 15 days, then a call task
- Birthday and milestone touches that keep you remembered
- “Which policies lapse this month if nobody acts?”
- “What’s my renewal retention rate this year?”
- Morning Briefing across renewals, claims and commissions
Plus an AI workforce that answers your phones in 52+ languages and logs every call right here.
Ask your business anything.
Real questions a firm like yours asks — answered from live data, with sources.
Ask Euphoric
9 policies, $21,000 in premium. 6 have had two reminders; 3 high-value clients are flagged for your personal call today.
Ask Euphoric
87% — up from 81%. The difference: reminders now start at 45 days instead of 12. Lapsed list attached.
Ask Euphoric
One insurer is short $2,140 across 12 policies this quarter. Policy-level reconciliation is ready to send them.
Questions insurance brokers ask us
Is Euphoric AI OS built for insurance brokers and agencies?
Yes. The Insurance Edition manages your book of business — policies, renewals, claims support and commissions — with automated renewal campaigns and insurer reconciliation built in.
How does it stop renewals from lapsing?
Every issued policy schedules its own renewal campaign: reminders at 45, 30 and 15 days, then a personal-call task for high-value clients. Nothing lapses in silence.
Can it reconcile insurer commission statements?
Yes. Expected commission is recorded per policy, so insurer statements reconcile against your book — and short-payments surface with policy-level evidence.
Does it help with claims?
Claims run as tracked cases: documents collected through the client portal, insurer submissions logged, and progress visible to the client throughout.
What does it cost for a broker?
Plans are $49–149 per staff user per month, everything included. Client portal seats are free and unlimited.
See it running with your own workflows.
A 30-minute demo built around how your firm works — not a slide deck. First 100 firms get 20% off, locked for life.